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		</div><p>Barclays has reported a fall in annual profits as it announced a group-wide shake-up and took a further hit for payment protection insurance (PPI) mis-selling.</p>
<p>The banking giant posted underlying pre-tax profits down 2% to £5.4 billion.</p>
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<p>It also announced that it would take another PPI charge of £1.45 billion, taking its total to £7.42 billion.</p>
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