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		</div><p><a href="http://londonglossy.com/wp-content/uploads/2011/01/britons-regret-not-clearing-debt.jpg"><img class="alignnone size-full" title="The biggest financial regret consumers have for 2010 is not paying off their debts quicker, research suggests" src="http://londonglossy.com/wp-content/uploads/2011/01/min-britons-regret-not-clearing-debt.jpg" alt="The biggest financial regret consumers have for 2010 is not paying off their debts quicker, research suggests"/></a></p>
<p>The biggest financial regret consumers have for 2010 is not paying off their debts quicker, research suggests.</p>
<p>Around 53% of people said they wished they had been able to reduce their borrowings more during the past year, while 37% regretted not starting to save for their retirement earlier, according to internet and telephone bank first direct.</p>
<p>A further 14% of people thought they had stayed in a rented property for too long and the same proportion wished they had not spent as much money on their partner.</p>
<p>Around 12% of those questioned wished they had not splashed out so much on an expensive holiday, just over one in 10 regretted buying a car and 9% said they wished they had not bought a house.</p>
<p>But only 4% of those questioned said they regretted spending money on an expensive wedding during the past year.</p>
<p>Debt also topped the list of financial things people were most unhappy about, with 82% saying they wished they did not owe so much on credit cards and loans, while 80% of people were unhappy with their pension provision and 79% were cross with themselves for not taking advantage of tax-free investments, such as Isas.</p>
<p>Three-quarters of people wished they had saved more and 60% said they were unhappy with their general spending habits.</p>
<p>Richard Brown, senior savings product manager at first direct, said: &#8220;The new year is the ideal time to reflect on your financial habits and change these for the better.</p>
<p>&#8220;The earlier people start to plan their finances and look to the future, the easier they will find their long term financial position.&#8221;</p>
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