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		</div><p><a href="http://londonglossy.com/wp-content/uploads/2010/12/britons-slash-christmas-spending.jpg"><img class="alignnone size-full" title="Britons are planning to slash their Christmas spending by a fifth this year, a survey has suggested" src="http://londonglossy.com/wp-content/uploads/2010/12/min-britons-slash-christmas-spending.jpg" alt="Britons are planning to slash their Christmas spending by a fifth this year, a survey has suggested"/></a></p>
<p>Britons are planning to slash their Christmas spending by a fifth this year by making presents and cutting back on luxuries, a survey suggests.</p>
<p>Around 61% of people said they hope to cut the cost of the festive season by an average of £109, according to National Savings and Investments. </p>
<p>The most popular way to save money is by agreeing a spending limit for presents with friends and family, cited by 68% of people who are cutting back, while 65% said they had agreed to buy fewer gifts this year.</p>
<p>Just over half of people said they hope to save money towards the cost of Christmas by cutting down on unnecessary expenditure, such as buying lunch at work or taking taxis, while 34% plan to make presents, decorations and cards themselves and 22% hope to earn money from their hobbies to subsidise the cost of Christmas.</p>
<p>A further 13% of people said they are not planning to buy any presents, decorations or cards at all.</p>
<p>Tim Mack, savings spokesman at NS&#038;I, said: &#8220;By planning and being more resourceful, our research shows that people could save around 20% of their Christmas spend.</p>
<p>&#8220;Shopping smarter or setting a spending limit can ensure you still have a merry Christmas without a financial hangover.&#8221;</p>
<p>But not everyone is being careful this Christmas, with only a fifth (20%) of people saying they have set aside money to cover the cost of the festive season, down from 29% two years ago.</p>
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